The UK State Pension, currently worth up to £230.25 per week for the New State Pension and £176.45 for the Basic State Pension in 2025/26, is normally paid every four weeks. That typically amounts to around £921 or £705.80 per payment cycle.
Yet, a lesser-known option allows retirees to opt for fortnightly or weekly payments—perfect for easier budgeting.
Payment flexibility can make a real difference for pensioners managing bills and cash flow, especially when they’re used to weekly wages.
Understanding State Pension Payment Options
Most retirees receive State Pension every four weeks, but this default setting isn’t the only option. You can adjust the payment frequency if:
- You already receive State Pension (either New or Basic) into your bank account.
- Or you’re about to claim it and wish to start on a weekly or fortnightly schedule.
How to Request Weekly or Fortnightly Payments
If You Already Receive Pension
- Call the Pension Service’s “change of circumstances” line (for example, 0800 731 0469) and request a switch to weekly payments.
- Or write to The Pension Service in Wolverhampton, including your name, address, and National Insurance number, requesting the change.
If You’re Yet to Claim Pension
- When completing your claim form, simply write in the information box:
“Please pay my pension weekly.”
These steps enable pensioners to choose a payment frequency that aligns better with their budgeting habits.
State Pension Rates for 2025/26
Here’s a quick breakdown of the full payment amounts, across different timeframes, for both pension types:
| Pension Type | Weekly | Fortnightly | Four-weekly | Annual |
|---|---|---|---|---|
| New State Pension | £230.25 | £460.50 | £921.00 | £11,973.00 |
| Basic State Pension | £176.45 | £352.90 | £705.80 | £9,175.60 |
These figures reflect the 4.1% increase implemented in April 2025 under the Triple Lock, ensuring pension values keep pace with earnings, prices, or a 2.5% minimum.
Why Change Your Payment Frequency?
Switching to weekly payments can provide several advantages:
- Helps match pension receipts with weekly expenses such as groceries, utilities, or transport.
- Reduces the risk of running out of money before the next payment.
- Makes it easier to budget consistently, especially for those accustomed to weekly pay.
Things to Remember
- Payment frequency changes apply only if you receive your pension via bank account, not by cheque.
- Any updates should be made as soon as possible to allow time for processing.
- Your National Insurance number and accurate contact details are essential for seamless changes.
For retirees, managing finances means more than receiving funds—it’s also about timing. The option to switch the State Pension 2025 payments from four-weekly to weekly offers more control over budgeting and cash flow.
With a few simple steps—either by phone, written request, or marking your claim form—you can tailor your pension schedule to suit your needs. A more frequent payment can make a real difference to day-to-day financial comfort.
FAQs
Can I change my State Pension to weekly payments?
Yes—if you receive your pension via bank account, you can switch to weekly or fortnightly payments by contacting the Pension Service or indicating your preference when claiming.
What is the full weekly rate for 2025/26?
The New State Pension pays £230.25 per week, and the Basic State Pension pays £176.45 per week, following a 4.1% increase.
Why might I choose weekly payments?
Weekly payments can improve budgeting ease, provide consistent cash flow, and align better with weekly household costs.